Technology and finance. Where are we going?


People love a buzzword. In 2000 during the dot com bubble it was common place to add “.com” to your business name to get a higher valuation. Of course, eventually these things die out and investors regain their mental faculties, prices stabilize and we plod along until the next big thing comes along. Fast forward […]

Preference Capital Wins Social Loan Of The Year!

Social loan of the year: Preference Capital South African alternative lender Preference Capital (PrefCap) scooped the social loan of the year award for its inaugural ZAR 280 million ($15 million) deal, in particular for its focus on demonstrating the social impact of its micro-, small- and medium-sized enterprise (MSME) financing. One Sustainable Debt Awards judge […]

Mastering Your Credit Score

mastering credit score

Managing and monitoring your credit scores in today’s financial landscape is extremely important. This includes your personal and business credit scores; credit scores can have a significant impact on your financial capabilities and opportunities. We need to know what exactly a credit score is and how we can improve that score. In South Africa, as […]

Impact Of Currency On Profitability – How to manage the Risk

Carlos Martins, Change Financial Solutions Where will the Rand be next year? You pose this question to 100 people and you will probably get 100 different answers. Yet, it is a crucial topic to consider if you are an Importer or Exporter. Currencies are the same as other goods or commodities in that their prices are […]

How to re-energise your staff

As a business owner, seeing your staff have Monday blues is one thing but having low staff morale is another. Low morale often leads to a downfall in productivity, staff output and employee engagement which all lead to serious consequences. Ever wondered why some businesses seem to have a team that is always energised and […]

MCA Funding – What is it, what it means and why you should care.

The abbreviation MCA means merchant cash advance. An American term that was coined from the practice of lending money to retail merchants and taking an agreed % of all card sales as payback for the loan. If you think about it, banks always need some form of security to give you money, most non–retail businesses […]

The advantages of automation technology

In the vast and endlessly fascinating universe of technology, there are few things as exciting as the advancements in small business lending in South Africa. As we all know, small businesses are the backbone of any economy, and in South Africa, they are no exception. However, access to funding has always been a major challenge […]

New year tips for Businesses

As the new year begins, small and medium-sized enterprises (SMEs) often focus on growth and expansion. One significant aspect of this is securing funding to support these business plans. While traditional bank loans may seem like the go-to option, alternative funding methods have gained significant popularity among SMEs in recent years. Let’s explore some new […]

Old Mutual Acquires Stake In Preference Capital Group

Old Mutual has signed an agreement for the acquisition of a minority stake in Preference Capital – a leading local provider of SME finance solutions today. The transaction is subject to the fulfilment of various conditions,  including approval by the Competition Commission. Once effective, the transaction will also grant Old Mutual an option to increase its interest in Preference […]

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